We specialize in level-funded, GAP, and worksite products, enabling you to provide your clients with superior insurance solutions while significantly reducing their premiums. This approach not only enhances client satisfaction but also dramatically increases revenue for your agency, offering much higher commissions through our incredibly generous contracts.

Yes, we have several options.

GAP insurance works by covering out-of-pocket expenses up to the plan's out-of-pocket maximum, seamlessly complementing the base medical plan. Once the base plan reaches its maximum coverage limit, the GAP policy takes over, ensuring that nearly all remaining medical expenses—except for prescription copays—are fully covered. This means that, for most medical services, individuals can enjoy a nearly perfect medical plan, significantly reducing their financial burden and allowing them to focus on their health without worrying about unexpected costs. By filling in the gaps left by the primary insurance, GAP insurance provides peace of mind and financial security for individuals and families navigating their healthcare needs.

Absolutely!!

To initiate reimbursement, simply submit the Explanation of Benefits (EOB) to us or the carrier, and the employee will be reimbursed in full.

We have established partnerships with multiple worksite carriers that offer superior products, lower costs, and higher commissions for you. If you're currently working with Aflac, Colonial, Guardian, or any other worksite carrier, you'll be blown away with what we can do.